Checking Accounts
1st Checking
- $100.00 minimum deposit to open
- No monthly service charge
- Unlimited check writing
- Free internet banking with ManateEpay (bill pay service)
- Free Visa debit card
- Non-interest bearing account
- Free monthly image statement
1st Now
- $100.00 minimum deposit to open
- $10.00 monthly service charge
The service charge can be avoided by maintaining a $500.00 minimum daily ledger balance
- Unlimited check writing
- Free internet banking with ManateEpay (bill pay service)
- Free Visa debit card
- Interest bearing account. Interest is compounded daily on the ledger balance and credited to your account monthly.
- Free monthly image statement
1st Senior NOW
- Available to any individual age 50 or older
- $100.00 minimum deposit to open
- No monthly service charge
- Unlimited check writing
- Free checks in select styles
- Free internet banking with ManateEpay (bill pay service)
- Free Visa debit card
- Free Cashier’s Checks
- Free Travelers Cheques
- Free monthly image statement
- Tiered interest rate structure. Interest is compounded daily on the ledger balance and credited to your account monthly. You must maintain the minimum tiered balance(s) to earn the stated Annual Percentage Yield shown on the rate sheet. The tiered rate structure is shown on the rate sheet.
- 50% discount on safe deposit box annual rental (while supplies last, key deposit applicable)
Savings Account
1st Savings Account
- $100.00 minimum deposit to open
- Interest is calculated and compounded daily on the ledger balance and credited to your account quarterly.
- $5.00 monthly service charge
The service charge can be avoided by maintaining a $100.00 minimum daily ledger balance.
- Six (6) total withdrawal or debit transactions allowed per month; additional debits are $5.00 each, regardless of balance. If an account continuously exceeds the debit transactions allowed, we are required by law to reclassify or close the account.
- Free quarterly image statements
1st Youth Savings Account
- Available to any individual age 18 or
younger
- $25.00 minimum deposit to open
- Interest is calculated and compounded
daily on the ledger balance and
credited to your account quarterly.
- Six (6) total withdrawal or debit
transactions allowed per month; additional debits are $5.00 each, regardless of balance. If an
account continuously exceeds the debit
transactions allowed, we are required by
law to reclassify or close the account.
- Free quarterly image statements
Money Market Account
1st Money Market Account
- $500.00 minimum deposit to open
- $10.00 monthly service charge
The service charge can be avoided by maintaining a $1000.00 minimum daily ledger balance
- Free internet banking with ManateEpay (bill pay service)
- Tiered interest rate structure. Interest is compounded daily on the ledger balance and credited to your account monthly. You must maintain the minimum tiered balance(s) to earn the stated Annual Percentage Yield shown on the rate sheet. The tiered rate structure is shown on the rate sheet.
- Six (6) total withdrawal or debit transactions allowed per month; additional debits are $5.00 each, regardless of balance. If an account continuously exceeds the debit transactions allowed, we are required by law to reclassify or close the account.
- Free monthly image statements
Certificates of Deposit and Individual Retirement Accounts (IRAs)
- $500.00 minimum deposit to open
- Competitive guaranteed rates
- Annual Percentage Yield (APY) assumes interest will remain on deposit until maturity.
- Withdrawal of interest will reduce earnings.
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